Kenneth Lo started his banking career with Citibank Hong Kong in the early 70’s and was a key player of the automation team that had successfully transformed the bank’s current accounts operation from manual to automation within two years. After 8 years working in different banking sectors including Current Accounts, Control & Audit, and Remittance departments with a supervisor title, he resigned from Citibank in 1980. Ken then joined Lark International Limited’s trading arm in Hong Kong, with a management mission to expand its trade business volume, process model, and to build up customers and banking relationship. Under his supervision and with a crew of over 10 senior staffs, he also explored trade business opportunities in China, India, and Africa. With over 28 years in the international trading business and as trade director, he retired in 2007 and established KL International Consultancy Ltd. to start his consultant service for Hong Kong and PRC trading and investment businesses to private and international clients.